Underwriting
Last updated
Last updated
In order to underwrite new members and renew credit lines of existing members, the Stable Credit protocol leverages the .
Masa collects relevant information, such as an applicant’s financial statements, social data (ex. yelp reviews), and or business data (inventory, turnover, ect.) and renders them into non-transferable Soul Bound Tokens (SBTs), assigned to an applicant’s ledger address.
Based on these SBTs and network risk analysis provided by the , the CreditIssuer contract then assigns new members individual transaction fee rates and other credit terms (ex. credit limit and period length).