ReSource
  • Welcome
    • Introduction
    • Protocol Architecture
  • Stable Credit
    • Stable Credit Lifecycle
    • Credit Risk
      • Overview
      • Risk Prediction and Mitigation
      • Underwriting
      • Network Assurance
      • Network Debt Account
      • Default Management
        • Obligation enforcement
    • Soft Peg
    • Stable Credits <> Fiat Loans
      • The Credit Pool
      • The Launch Pool
    • Configurability
  • Inter-Network Trade
    • Inter-Network Trade
      • Inter-Network Clearing House
      • How inter-network trade is facilitated
      • Export Risk
      • Export Risk Mitigation
        • Import Fee Structure
        • Import Fee Proceeds
        • Import/Export Limits
      • Varying Reference Currencies
  • Contracts
    • StableCredit.sol
    • AccessManager.sol
    • FeeManager.sol
    • AssurancePool.sol
    • CreditIssuer.sol
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  1. Stable Credit
  2. Credit Risk

Underwriting

PreviousRisk Prediction and MitigationNextNetwork Assurance

Last updated 1 year ago

In order to underwrite new members and renew credit lines of existing members, the Stable Credit protocol leverages the .

Masa collects relevant information, such as an applicant’s financial statements, social data (ex. yelp reviews), and or business data (inventory, turnover, ect.) and renders them into non-transferable Soul Bound Tokens (SBTs), assigned to an applicant’s ledger address.

Based on these SBTs and network risk analysis provided by the , the CreditIssuer contract then assigns new members individual transaction fee rates and other credit terms (ex. credit limit and period length).

masa protocol
Assurance Oracle